Founded in 1864, Marshall+Sterling is a 100% employee-owned, national independent risk solutions partner. The firm helps businesses, individuals, and organizations protect what they’ve built and plan confidently for what comes next by empowering them to predict, prepare for, and preempt risk. Headquartered in New York and licensed in all states and the U.S. Virgin Islands, Marshall+Sterling specializes in business insurance, employee benefits, personal insurance, and wealth management solutions with a consultative, forward-looking approach. The firm is consistently recognized by Business Insurance as one of the top 50 insurance brokers in the United States. Follow @marshallsterling on social media.